TMEB (Terme Bancorp, Inc)
After reading this alert you might fully understand why TMEB warrants your absolute attention.
TMEB is a holdings company that has four operating subsidiaries.
Terme Capital, Inc.
Terme Mortgage, Inc.
Terme Medical Ventures, Inc.
Phoenix Auto Group
Now I’ll tell you why TMEB could be an exciting catch in the OTC Market Ocean!
1) TMEB is in the global electronic currency transaction arena that focuses on helping struggling homeowners and employers. Their current business aim is focused on the reverse mortgage industry.
2) TMEB’s Terme Medical Ventures, Inc., plans to target three specific market segments: medical MJ, clinical medical devices and solutions for the treatment of infectious diseases.
3) TMEB announced plans of a stake acquisition for a branch of a leading Chicago based Mortgage Banker, Silvercreek Finance Corp.
4) Phoenix Auto Group will focus on acquiring interests in automotive businesses and plans to utilize highly effective internet, search engine optimization (SEO) and social media campaigns to increase revenue from the sales, financing, and servicing of vehicles.
TMEB is setting up to be the “Perfect Storm” of a holdings company.
And, its primary business operations will take place at its newest office located in Chicago, IL.
The move was executed to establish a presence in Chicago’s financial district and encourage new business opportunities.
Additionally, Chicago possesses a tremendous pool of talent from which Terme can draw from.
TMEB also reported their financials and have achieved “Current Information” status on the “Pinks,” which adds to all the positive ingredients of this super-nutritious triple-decker sandwich.
This could be huge and it seems like this may just be the early stages of a much larger plan.
TMEB isn’t just getting involved in the green stuff (marijuana), but it’s getting the green light from a ton of OTC market analyses as a great pick that is ready to burst and breakout.
Most companies have just one thing that makes them special. Today we are looking at a truly multifaceted play that is not just a one-dimension play.
This Company has multiple subsidiaries that are well established and have been in business for years generating generous revenues.
Business Summary
TMEB – Terme Bancorp, Inc.
Terme Bancorp, Inc. operates as a holding company. The company was formerly known as Umbrella Bancorp, Inc. and changed its name to Terme Bancorp, Inc. in January 2007. Terme Bancorp, Inc. was incorporated in 1987 and is based in Summit Argo, Illinois.
Terme Bancorp, a holding company specializing in money services and consumer behavior initiatives.
Terme Medical Ventures to Focus on the Medical Marijuana and Clinical Device Markets as well as Solutions for Infectious Disease Treatments.
Terme Bancorp, Inc. entered an agreement to acquire 9.99% of Silvercreek Finance Corp., a Chicago-based mortgage banker that offers mortgage lending, banking and brokerage as well as commercial finance services.
Phoenix Auto Group and has purchased a minority interest in "Best" Ford Automotive dealership in Knox, Indiana.
Terme intends to acquire additional dealership interests as its new subsidiary searches for strong automotive brands in strategic locations. The Phoenix Auto Group falls under the Company's "Consumer Behavior" initiative and will execute a strategy to acquire automotive assets representing recognized brands in markets near major metropolitan areas in the states of Illinois, Indiana and Michigan.
Terme’s core business is providing global electronic money services to consumers by offering general-purpose reloadable (GPR) cards that are sponsored by affinity groups. Terme Mortgage provides efficient financial solutions to consumers looking to purchase property or refinance their existing mortgages. The Company’s newest subsidiary, Terme Medical Ventures was established to invest in various consumer-oriented medical initiatives including medical devices, health maintenance and health enhancement products.
MARKET OUTLOOK
The current outlook for the Cannabis Industry is very positive.
What we know for certain is that the industry is still very, very early in the game. MMJ Business Dailyestimates that the legal marijuana industry in Washington and Colorado is about $1.5 billion and will grow to $6.9 billion in sales by 2018. They forecast that the total market in the U.S., if fully legalized, would exceed $46 billion.
The long lines stretching around Colorado marijuana shops have apparently not gone unnoticed by investors, with the price of shares for cannabis-related companies skyrocketing since the drug became legal throughout the state.
One of the claims most often cited by marijuana legalization advocates is how profitable the policy would be both for state governments and the local economy.
Here is the market outlook for mortgages according to HSH.com:
The economy may be slowly beginning to add some momentum after what turned out to be a pretty rough end of 2013 and start of 2014. The Federal Reserve remains committed to trimming QE support by $10 billion every six weeks or so even as it makes verbal commitments to keep short-term interest rates low for the foreseeable future. Because we have neither outsized growth nor any inflation threat interest rates have mostly moved sideways over the last six months or so, tethered to a range, and finding little reason to strongly rise or decline over that time.
Presumably, that future will see small, incremental increases in the Federal Funds rate, which may start to come in less than a year's time. Of course, the Fed is investigating the use of more esoteric tools to manipulate interest rates when the time comes, but for now, we have level and stable policies in place.
According to worldbank.org; Emerging technology in the financial services arena is changing the way businesses, financial sector institutions, governments, and the public interact. It is important to identify the needs of each user group for an efficient development of payment and securities settlement systems.
INVESTOR HIGHLIGHTS
TMEB reported an incredible $10.5 Million in net income during the first quarter of 2014!
TMEB formed a wholly-owned subsidiary named Phoenix Auto Group and has purchased a minority interest in "Best" Ford Automotive dealership in Knox, Indiana.
TMEB’s upcoming 9.99% stake acquisition of Silvercreek Finance Corp. allows the company to deliver more value in the mortgage and finance space and ultimately increase its overall growth potential.
TMEB established one of the first Internet branch operations, UmbrellaBank.com in 1999 and added a US based ATM network of 2400 owned sites. Being one of the first to market, the Company is uniquely qualified as an innovative leader in this arena.
TMEB is primed up and sitting pretty at around a cent with a minimal amount of shares outstanding.
TMEB proved it has the ability to make some big moves.
This 4-Headed-Monster play has all the makings of a different type of beast and with the recent rise in active attention we could be on the brink of something big.
Don’t wait. Start your research on TMEB. This is as ground floor as it gets.
We always encourage you to also conduct your own further research, so get to it!
