Newsletter

www.ResearchDrivenInvestor.com and its owners, and their affiliates, directors and officers, and immediate family members, are hereafter collectively referred to as "RDI" or "we" or "us" or "our"). RDI publishes information (the "Information") about publicly traded companies (the "Profiled Company" or the "Profiled Companies") which has been obtained from various sources including publicly available sources on the internet. RDI does not undertake any due diligence or investigation of the Information it obtains or publishes. You should not consider the Information published by RDI to be a true, accurate, complete or reliable. The Profiled Companies actual results and financial condition may differ materially and be completely different than that published or described in the Information. The Information is not an offer or solicitation to buy or sell securities of the Profiled Companies. You should not consider the Information to be a recommendation or indication as to when you should buy or sell securities or if you should buy or sell securities of the Profiled Companies. RDI and its officers, directors, owners and employees are not licensed as brokers, broker dealers, market makers, investment bankers, investment advisors, analysts or underwriters. You should not consider the Information when making an investment decision of whether to buy or sell securities of any Profiled Company on RDI and you should consult with and request that your investment advisor or attorney verify any information you rely upon in making an investment decision. You should consult your financial and legal advisers before purchasing or selling the securities of any Profiled Company. Affiliates, officers, directors and employees of RDI may own or may purchase shares of the Profiled Companies and may sell their securities at times when RDI publishes Information on the Profiled Company including when investors purchase the securities of the Profiled Companies.

RDI will not advise you prior to buying or selling the securities of the Profiled Companies does not and the Information should not be considered when making a decision to buy or sell securities of the Profiled Companies. The Information is not a solicitation or recommendation to buy, sell or hold securities and does not provide reliable information or analysis of the financial position of the Profiled Companies. All statements in the Information are subject to change without notice and are not reliable. RDI is not liable for any investment decisions by its readers. Readers should independently investigate and fully understand all risks before investing in any Profiled Company.

The owners, associates, officers, directors and/or employees and/or principals of RDI may have stock positions in the Profiled Companies obtained from purchases in the open market or in private transactions. RDI will liquidate any securities of the Profiled Companies at its discretion without notification to any party including you even it has made published positive Information about a Profiled Company. By reviewing RDI's website you accept these terms and conditions. 

Any investment in the Profiled Companies involves a high degree of risk and involves risks and uncertainties, which may result in investors losing all of their invested capital. Past performance does not guarantee future results.

The information contained herein contains "forward-looking statements," within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements are based upon expectations, estimates and projections at the time the statements are made and involve risks and uncertainties that could cause actual events to differ materially from those anticipated. Forward-looking statements may be identified thorough the use of words such as expects, will, anticipates, estimates, believes, or by statements indicating certain actions may, could, should, or might occur. Any statements that express or involve predictions, expectations, beliefs, plans, projections, objectives, goals or future events or performance may be forward-looking statements. Factors that could cause actual results to differ materially include but are not limited to adverse economic conditions, intense competition, lack of meaningful research results, inadequate capital, termination of contracts or agreements, adverse publicity and news coverage, inability to carry out research, development and commercialization plans, loss or retirement of key executives and other key personnel, and other risks detailed in public information including but not limited to reports filed with the Securities and Exchange Commission and/or OTC Markets. You may obtained information about some of the Profiled Companies from the OTC Markets Website at www.otcmarkets.com or from the website of the Securities and Exchange Commission, at http://www.sec.gov without charge. 

Buying and Selling of Shares: 

RDI may sell any shares of the Profiled Companies for less than target prices set forth in the Information and may profit by selling their securities while investors are purchasing during the same time RDI publishes the Information. 

The securities of the Profiled Companies are high risk, unstable, unpredictable and illiquid. The securities of the Profiled Companies are considered in most circumstances to be penny stocks and should not be purchased by anyone who cannot sustain a complete loss of their investment. If you cannot sustain the loss of your entire investment you should not purchase securities of the Profiled Companies. If at anytime you wish to be removed from our list simply unsubscribe in any of the previous emails sent to you. 

17 (B) Disclaimer 

www.Researchdriveninvestor.com is owned and operated by Research Driven Investor, LLC which is an American corporation. 

RDI electronically disseminates information on its website, in newsletters, featured reports, spam compliant double-opt in email communications or otherwise pertaining to Profiled Companies' the securities of which are most frequently penny stocks and common stock quoted on the OTCQB or Pink Sheets. 

Because RDI receives compensation for RDI's dissemination of the Information (as disclosed in our Compensation Disclosure Section), including at times in the form of common stock shares (the "Shares"), RDI should not be considered to be independent or objective and the Information may enable RDI to publicly sell its shares when it would have otherwise been unable to do so. 

RDI does not perform research, due diligence or undertake an analysis of the Profiled Companies. RDI does not endorse, independently verify or assert the truthfulness, completeness, accuracy or reliability of the Information and conducts no due diligence whatsoever of the Profiled Companies. Your use of the Information is at your own risk. RDI disclaims, expressly and impliedly, all warranties of any kind, including whether the Information is accurate or reliable or free of errors. By reading the Information, you hereby agree to indemnify and hold RDI harmless from any liability for any claimed direct, indirect, incidental, punitive, or consequential damages pertaining to the Information.

The Information is presented only as a brief "snapshot" of the Profiled Company and should only be used, at most, and if at all, as a method of obtaining the names of penny stocks and a starting point for you to conduct a thorough investigation of the Profiled Company and its securities and to consult your financial, legal or other advisor(s) and avail yourself to the filings and information that may be accessed at www.sec.gov . or www.picksheets.com or other electronic medium, including: (a) reviewing SEC periodic reports (Forms 10-Q and 10-K), reports of material events (Form 8-K), insider reports (Forms 3, 4, 5 and Schedule 13D); (b) reviewing Information and Disclosure Statements and unaudited financial reports filed with the Pink Sheets; (c) obtaining and reviewing publicly available information contained in commonly known search engines such as Google; and (e) consulting investment guides at www.sec.gov and www.finra.com pertaining to the risks of investing in penny stocks. Readers must evaluate and bear all the risks associated with the Information, including reliance on its accuracy, completeness or usefulness. In all instances, you should conduct due diligence and its own review of the Profiled Companies and its securities. 

The Profiled Companies are subject to possible risks, including but not limited to: (a) the Information pertains to penny stocks that are subject to the SEC's penny stock rules and commonly involve a high degree of risk that may result in the loss of some or all of an investment in the Profiled Company's securities; (b) the Profiled Company's penny stock may be thinly traded, which may lead to difficulties of selling its securities; (c) a Profiled Company that is an SEC reporting issuer who is a Profiled Company may be delinquent (not current) in its periodic reporting obligations (i.e., in its quarterly and annual reports) or the Pink Sheet quoted company may be delinquent in its Pink Sheet reporting obligations as indicated by Pink Sheets New Service's posting a negative "sign" pertaining to the Profiled Company at www.pinksheets.com , as follows: (i) "Limited Information" for companies with financial reporting problems, economic distress, or that are unwilling to file required reports with the Pink Sheets; (ii) "Pink Sheets - No Information", which indicates companies that are unable or unwilling to provide disclosure to the public markets, to the SEC or the Pink Sheets; and (iii) "Caveat Emptor", signifying "Buyer Beware" that there is a public interest concern associated with a company's illegal spam campaign, questionable stock promotion, known investigation of a company's fraudulent activity or its insiders, regulatory suspensions or disruptive corporate actions; (d) whether the Profiled Company is a development stage company with little or no operations, the securities of which should be considered extremely speculative for investment purposes; (e) RDI's selling of an Profiled Company's securities may cause its stock price to significantly decline, especially when such securities are thinly traded; (f) many companies that have their securities quoted on the OTCBB or Pink Sheets (as well as even Exchange listed companies) have been negatively affected by the current economic downturn and lack of adequate financing to meet their operational goals or expansion plans; (g) any percentage gain from the previous day close presented on our website at is not and should not be construed as any indication whatsoever of the future stock price of an Profiled Company's securities or its operational results; (h) many of the energy related and other Profiled Companies are subject to increasing environmental and other governmental regulations, which subjects them to significant costs and possible fines and liabilities for failure to comply with applicable state and federal statutes; (i) RDI may receive compensation in shares of the Profiled Company and it or its associates, affiliated entities, officers, directors or immediate family members may sell the Shares immediately upon their receipt as well as during the dissemination of such Information or within hours, days, weeks or months thereafter, or at any time; as a result, RDI's selling activities may cause significant volatility in the Profiled Company's stock price and/or significantly depress the Profiled Company's stock price; (j) RDI may buy and sell the Shares in the open market before, during or after the dissemination of the Information or at any time, which may cause significant volatility including drops in the price of the Profiled Company's stock price and/or significantly depress the Profiled Company's stock price; (k) future success of many OTCQB and Pink Sheet quoted companies is dependent upon receiving adequate financing or raising sufficient capital, which they may be unable to obtain; (l) there is an inherent and actual conflict of interest that exists between our Readers' interests and RDI's interests because RDI's owners, RDI: (i) receive the Shares as compensation for disseminating the Information and thereafter sell those Shares at any time for monetary gain, including at the same time the Information is being disseminated or shortly thereafter or at any time; and (ii) buys and sells the Profiled Company's shares in the open market at the same time or before the Information is being disseminated or shortly after the dissemination of the Information or at any time; (m) we do not receive any direct verification from the Profiled Company regarding the Information; (n) a third party shareholder may have a potential or actual conflict of interest in paying RDI for the dissemination of the publication while still holding the Profiled Company's shares of common stock that he or she may sell after the third party shareholder has paid RDI with his or her shares; (o) the Information should not be interpreted in any shape, form or manner whatsoever as an indication of the Profiled Company's future stock price or future financial performance since, among other reasons, such "comparison" companies are listed on Exchanges (i.e., the New York Stock Exchange) and trade at stock prices that are thousands of percent higher than the companies we profile; and (p) Readers may encounter difficulties determining what information contained in our publications is material or non-material making it all the more imperative that they conduct further investigation of the Profiled Company and its securities ; and (q) RDI may hire third party service providers and stock promoters to electronically disseminate live news regarding the Profiled Company, information which we do not independently provide to the Service Provider or verify and upon which we have no control over. We pay cash consideration to the Service Providers; no securities compensation is paid to the Service Providers; and (r) our employees post messages on their individual message boards as a method of disseminating the Information on behalf of the Profiled Companies which should never be used as a means of conducting analysis into the Profiled Company and should only be used as a starting point to obtain the names of pink sheet or OTCQB companies. You should not rely upon the Information for any purpose.